Is Remove.bg still the best option or have other tools caught up with it?

Remove.bg was one of the first tools I started using for quick background removal and it impressed me a lot when I first tried it a few years ago. But the space has moved fast and now background removal is built into Canva, Photoshop, PhotoRoom and a dozen other tools. I am wondering whether Remove.bg has kept pace or whether the competition has caught up to a point where there is no longer a reason to use it specifically.

The use cases I care about most are hair and fur edges, which have always been the hardest thing for automated tools to handle cleanly, and complex backgrounds with lots of colour variation behind the subject. Those are the scenarios where I have seen the biggest differences between tools and where a bad cutout is immediately obvious in the final image.

Has anyone recently done a proper comparison between Remove.bg and the built-in background removal in tools like Canva or Photoshop? I want to know whether the dedicated tool still produces meaningfully better results for difficult images or whether the convenience of having it built into the tools I already use has made it the smarter choice for most workflows.